It’s that time of year when Christmas is fast approaching and people are thinking about funding the festive period. We all know the best way to prepare for Christmas is to save for it. By putting money aside every month for the festive period it can reduce stress when the time comes around. There’s no panic wondering where the money is going to come from.
However if you haven’t got round to saving for it this time around Just Credit Union can help. An affordable ethical loan from Just Credit Union is a great alternative to putting Christmas on a credit card, or perhaps worse still having to take out un-affordable borrowing to cover bills that roll in in the new year.
A great alternative is a loan with Just Credit Union who offer flexible amounts and periods and weekly monthly or fortnightly repayments. Borrow for Christmas and repay within 10 months will leave you with no long-term debt. Saving whilst you borrow helps you start to build a safety net and a savings pot for next Christmas. You are also welcome to make overpayments if you wish – there are no fees to repay early!
Does this sound like it could help you this year? If so, you can visit our website to both use our loan calculator and apply on line. It could tell you exactly what your repayments would be, depending on how much you borrow. This gives you a better idea on what’s affordable for you, before you complete an application form which you can also do on line. When you take out a loan from Just you benefit from fair and affordable repayment terms – plus FREE loan protection insurance to pay off the loan in the event of your death
We want Christmas to be as stress-free as possible, that’s why whether you’re a saver or a borrower Just Credit Union are here to help!;